Are you looking for a quick personal loan for your daily needs or other expenses?
Money View app claims to offer its users a maximum loan amount of up to ₹10 Lakh in 10 minutes!
In this Money View loan review, you will find detailed information about the Money View personal loan, such as loan limits, actual interest rates (including hidden charges), eligibility requirements (CIBIL score and age limit), and whether Money View is a safe and secure lending platform.
money view loan review – features & benefits details
| App name | Money View loan app |
|---|---|
| Loan amount | ₹5,000 to ₹10,00,000 |
| Loan interest rate | 1.33% per month (16% Annually*) |
| Loan processing fees | 2% of the approved loan |
| Loan Tenure | 12 – 60 months (5 years) |
| Cheque Bounce | Rs.500/- for every bounce |
Money View is an RBI-registered loan app that offers personal loans ranging from Rs 5000 to Rs 10 lakh to eligible borrowers. Money View loans come with interest rates starting at 1.33% per month (16% per annum) and flexible repayment tenures ranging from 3 to 60 months.
Money View loan app is also ISO 27001:2022 certified and is a safe and trusted loan app in India, trusted by millions of people.
money view loan app states
Here are the stats of the Money View loan app, More than 10 million satisfied users, more than 5 crore app downloads on the Play Store, more than 12,000 crore loans disbursed, and more than 19,000 locations served across India.
Money View is an instant loan app for borrowers looking for quick and hassle-free online personal loans, and its user-friendly app makes the loan application process easy anytime, anywhere. The loan application process through the app is 100% digital and paperless.
money view loan interest rate & charges
Money View Personal Loan interest rates and charges are transparent and affordable, with no hidden costs. Take a look at Money View Loan charges in the table below –
| Charges | Chargeable percent |
|---|---|
| Interest Rate | Starting from 16% per annum |
| Loan processing fees | 2% of the sanctioned loan amount |
| Penal charges on Overdue EMI | 24% per annum + taxes |
| NACH Bounce charges | Rs.500/- each time |
| Foreclosure Charges | NIL |
Money View Personal Loan interest rates start from 1.33% per month (16% per annum) and may vary depending on the applicant’s credit score, income, repayment history, sanctioned loan amount, etc.
money view loan eligibility criteria
Eligibility for a Money View personal loan is calculated based on the borrower’s credit score, income, age, and other factors. To avail instant personal loan from Moneyview, the applicant must fulfill the following personal loan eligibility criteria –
- Applicant’s age should be between 21 to 57 years.
- Applicant should be salaried or self-employed (own business).
- Applicant’s monthly income should be Rs 13,500/- or more.
- Applicant salary should be directly credited to their bank account.
- Applicant’s minimum CIBIL score should be 650 or more.
documents required for Moneyview loan
The Moneyview loan application process is 100% digital and paperless. The applicant will need the following documents for identity, address, and income proof;
- PAN Card
- Aadhaar Card
- Valid Indian Passport
- Valid Voter ID
- Valid Driver’s License
- Utility Bills (Electricity, Water, Gas)
- Last 3 months’ bank statements
how to apply money view loan online
Applying for a Money View personal loan online through the app is very easy. Here is a step-by-step guide:
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Visit the Moneyview website or download the Money View loan app.
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Create an account on the app using your mobile number.
Enter your mobile number, accept the terms and conditions, and proceed.
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Provide the required personal details in the form.
First and Last Name: As per PAN card.
Monthly Income.
Age and Date of Birth.
Location and PIN Code.
Gender: Male/Female.
Purpose of Loan.
PAN card number.
Valid mobile number for verification.
Eligibility for a money view loan will be calculated within 2 minutes. -
Choose the required loan amount and repayment tenure.
Money View will display the eligible loan amount based on the provided personal information, income, and credit profile. Select the required loan amount and the repayment period.
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Complete money view loan KYC & Income Verification
Upload Required Documents: Aadhaar card, PAN card, salary slips, bank statements, passport, utility bills, Take a selfie, etc. No physical copies are needed.
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Enable EMI Auto-Debit or NACH Setup.
After verification of documents, the loan will be sanctioned instantly. Enable EMI-Auto Debit or NACH mandate using Net Banking/Debit Card/NACH form for EMI payments.
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Accept money view the loan agreement, and receive funds.
Review and accept the Money View loan agreement (loan amount, interest rate, applicable fees, and tenure) sent to you, and receive the loan amount to your bank account within 1 business day.
money view app /login link
- Money view loan login –
- Money view loan status check –
- Money view app credit score check –
- Money view loan app download –
To check your Money View loan status online, follow these simple steps:
- Visit the official website of Money View:
- Login to your account using the registered mobile number:
- Go to the Loans section:
- Check your current Moneyview loan status (approved, pending, or rejected).
money view app – FAQs
Is money view rbi approved?
Yes, Money View App is a digital lending platform licensed by the Reserve Bank of India (RBI) that offers personal loans and other financial services. Also, the Money View App is ISO 27001:2022 certified for information security management systems.
Is money view app safe or not?
As an RBI-licensed lending platform, Money View is a 100% safe and secure platform for personal loans. Also, Money View uses 256-bit data encryption to protect user data and it is ISO 27001:2022 certified platform for information security management systems.
Is money view loan real or fake?
The Money View loan app is real rather than fake. Its official statements show that Money View has a 60 million user base, 50 million app downloads on the Play Store, and a 4.8 positive rating. As per an official source, Money View loan app user Shantanu Gupta says “Thank you so much for the service! Your app claims fast loan approval. Got the amount in minutes”.
Is MoneyView legal?
Moneyview says that its services are compliant with RBI regulations and lending policies. The security system of the Money View app is designed like the best banks in India and uses 256-bit data encryption to protect users’ data.
What is the loan limit for Money View?
The loan limit of the Money View app ranges from ₹5,000 to ₹10 lakh. The loan amount that a borrower can avail is based on his/her eligibility criteria, which include age, credit score, income, loan tenure, repayment capacity, etc.
What is the maximum loan amount in Money View?
Money View app offers personal loans up to a maximum of Rs 10 lakh.
What is the interest rate in money view?
Money view loan interest rates start at 1.33% per month (16% per annum). The interest rate will depend on several factors, including loan amount, credit score, age, monthly income, employment profile, and payment plan.
What is the bounce charge of Money View?
If the borrower fails to pay the loan EMI on time, he/she will have to pay cheque bounce charges of Rs 500 (NACH bounce charge) per bounce and a separate penalty charge of 24% per annum.
What is the penalty charges for moneyview?
The Money View app levies penalties for late EMI payments and cheque bounces: Rs 500 for each bounced cheque, and Rs 10 per day for late payment, plus 24% annual interest on the overdue amount, plus taxes.
What if I don’t repay Money View loan?
If a borrower doesn’t repay a Money View loan, the lender can take legal action to recover the money. This could include: Filing a civil case under Section 138, Criminal charges under sections 403 and 415 of the IPC, 1860, seizure of assets, and collect penalty.
How much CIBIL is required for a MoneyView loan?
To avail of a loan from the Moneyview app, applicants need a minimum CIBIL score of 650 or above. Other requirements are; age 21 to 57 years and a minimum monthly income of Rs 13,500.
What is the minimum salary for money view loan?
The minimum salary requirement for a Money View loan is at least Rs 13,500 per month, directly credited into their bank account.
What is money view loan age limit?
The minimum age requirement for a money view loan: applicants must be between the ages of 21 years and 57 years.
How to check money view loan status?
To check your Money View loan status, open the Moneyview app and log in with your email ID. Go to the ‘Loan’ section, and check your loan ‘application status’.
Can I foreclose a loan in money View?
Yes, you can foreclose a Moneyview loan, there are NO foreclose charges for Moneyview loans. But there are certain conditions: for loans with tenure up to 6 months, foreclosing is not allowed; for loans with tenure of 7-18 months, foreclosing is allowed after 6 EMI payments; and for loans with tenure of more than 18 months, foreclosing is allowed after 12 EMI payments.
Is Money View a Chinese app?
No, Money View App is an Indian fintech company based in Bangalore, India, operated by Whizdm Innovations Private Limited.
In summary –
Money View is a trusted, RBI-registered loan app in India, eligible applicants can apply for personal loans from Rs 5,000 to Rs 10 lakh with starting interest rates of 1.33% per month (16% per annum) and flexible repayment tenure from 3 to 60 months.
With over 10 million satisfied users, more than 5 crore app downloads, and loans worth over Rs 12,000 crore disbursed across 19,000 locations, Money View ensures a safe and seamless loan application process through its ISO 27001:2022 certified, fully digital, and user-friendly platform.